Deposit Rate Sheet
(Effective Date: January 01, 2026 )
|
Deposit Scheme |
Tenure |
Individual Rate (%) |
Corporate Rate (%) | |
|
Monthly Earning Scheme |
6 Months & Above |
11.25 |
10.50 | |
|
Quarterly Earning Scheme |
1 year & Above |
11.25 |
10.50 | |
|
Short Term Deposit
|
||||
|
3 Months |
10.75 | 10.00 | ||
|
4-5 Months |
10.75 |
10.50 | ||
|
6 Months and above Deposit |
6 Months and above |
11.50 |
10.50 | |
|
1 Year |
11.50 |
10.75 | ||
| *2 years and above | 11.50 | 10.75 | ||
|
Money Multiplier Scheme |
Double Money |
5 years, 5 Months |
5 years, 5 Months | |
|
Triple Money |
9 years, 9 Months |
9 years, 9 Months | ||
|
Profit First Scheme |
06 Months |
11.00 |
10.00 | |
|
1 Year |
11.25 |
10.00 |
* Simple rate applicable
- Excise Duty and Advance Income Tax are applicable as per government laws
- Only Senior Citizens (Age 60 years or above) will be entitled to get 0.25% higher rate except 3-5 months deposit
- These rates are not applicable for deposits from Banks and NBFIs
Papers Required:
i) For Individual:
- One passport size photographs of the depositor is attested by the introducer
- Photocopy of ID (Valid Passport, National ID /Smart NID/Voter ID etc.) of depositor
- One passport size photographs and NID of the nominee is attested by the Account holder
- Account holder's E-TIN Certificate
- Supporting documents relating to source of fund
ii) For Institution:
- Up to date Trade License, Schedule (x) and Form XII.
- E-TIN certificate of the company.
- Memorandum and Article of Association of the Company.
- Certificate of Incorporation of the Company.
- Trust deed, reorganization certificate from NBR if applicable.
- Board/ Operating Resolution & Signatory Resolution for opening of Account.
- Photograph and National ID photocopy of all signatories attested by the board secretary/other official.
Note: The above rates are subject to change from time to time without prior notice as per decision of the IIDFC PLC. Management.