Deposit Rate Sheet

(Effective Date: July 01, 2022 )

Deposit Scheme


Rate (%)

*After Tax Return
(Per Lac)

  Monthly Earning Scheme

1 year & Above


525.00 p/m

  Quarterly Earning Scheme

1 year & Above


1,575.00 p/q

  6 Months and above Deposit

  6 Months

6.90 3,105.00 p.a

1 Year


6,300.00 p.a

*2 years and above


6,300.00 p.a

  Short Term Deposit

3 Months



4-5 Months




  Money Multiplier Scheme

Double Money (8 years)



Triple Money

(11 years 6 Months)



  Profit First Scheme

06 Months



1 Year


6,300.00 p.a

* Simple rate applicable
  • Amount of return has been calculated taking into consideration of 10% source tax.
  • Only Senior Citizens (Age 59 years or above) will be entitled to get 0.25% higher rate except 3-5 months deposit
  • Earning Scheme is applicable only for Individual depositors
  • Excise Duty is chargeable based on the amount of deposit at the prescribed rate of the Government of Bangladesh
  • 10% Tax rate is applicable for those who will furnish e-TIN certificate, 15% for those who will not be able to furnish the same. (As per section 53F of ITO, 1984 as amended up to date)
  • Source Tax @ 5% is applicable for any fund (Superannuation fund, Pension Fund, Gratuity Fund, Recognized P.F., workers participation fund etc.) approved/recognized by NBR, (As per section 35F of ITO, 1984 as amended up to date)
  • These rates are not applicable for deposits from Banks and NBFIs

Papers Required:

   i) For Individual:

  • One passport size photographs of the depositor is attested by the introducer
  • Photocopy of ID (Valid Passport, National ID /Smart NID/Voter ID etc.) of depositor
  • One passport size photographs and NID of the nominee is attested by the Account holder
  • Account holder's E-TIN Certificate
  • Supporting documents relating to source of fund

   ii) For Institution:

  • Up to date Trade License, Schedule (x) and Form XII.
  • E-TIN certificate of the company.
  • Memorandum and Article of Association of the Company.
  • Certificate of Incorporation of the Company.
  • Trust deed, reorganization certificate from NBR if applicable.
  • Board/ Operating Resolution & Signatory Resolution for opening of Account.
  • Photograph and National ID photocopy of all signatories attested by the board secretary/other official.


Note: The above rates are subject to change from time to time without prior notice as per decision of the IIDFC Management. Excise Duty and Advance Income Tax are applicable as per government laws.