Lease Finance

Lease financing are offered against procurement of necessary industrial machinery and equipment, vehicles and other productive assets. IIDFC offers both types facility (i.e. direct lease; sale and lease back)

Direct lease:

Under this lease agreement, the Lessor (IIDFC) purchases the machineries/equipment directly from the vendor and leases that machineries/equipment to the lessee. Purchase of equipment can be of two types: (a) local purchase and (b) import of equipment.

Sale and Lease Back:

Under this lease agreement, one party (Lessee) sells a property to a buyer (Lessor) and the buyer immediately leases the property back to the seller. This arrangement allows the initial buyer to make full use of the asset while not having capital tied up in the asset.

Key features:

  • Financing amount may be extended up to 100% of the acquisition cost of the assets
  • Flexible loan tenure as per business requirement
  • Competitive interest rate
  • Flexible repayment mode (monthly, quarterly and/or structured repayment).
  • A simple and quick financing process
  • Ownership of the asset remains with IIDFC during the lease tenure
  • Ownership is transferred upon full adjustment of liability