Fees & Charges

.

Particulars

Loan

Lease

Retail

Loan application fee

Nil

Nil

Nil

Processing & documentation fee

At actual

At actual

At actual

Prepayment charges 

Up to 2%

Up to 2%

Up to 2%

Late payment Interest

Interest rate + 2% of overdue amount

Interest rate + 2% of overdue amount

Interest rate + 2% of overdue amount

Stamp Charge

At actual

At actual

At actual

Legal and Valuation Fee

At actual

At actual

At actual

Payment guarantee fee

0.40%(max) on quarterly basis

0.40%(max) on quarterly basis

0.40%(max) on quarterly basis

Land valuation charge 

At actual

At actual

At actual

CIB inquiry charge

At actual

At actual

At actual

Issuance of any certificate/statement/letter

Nil

Nil

Nil

Issuance of transfer documents 

N/A

At actual

At actual

Effective from January 01, 2020