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Director's Profile
Mr. Md. Matiul Islam, FCA
Chairman, IIDFC Limited
Business Address:
IIDFC Ltd. Head Office, Chamber Building, (6th & 7th Floor), 122-124 Motijheel C/A, Dhaka-1000.


Mr. Md. Matiul Islam, widely known amongst his friends and colleagues as the “Doyen of Banking and Financial Sectors” started his career with Pakistan Civil Service in 1952. In 1972, he was appointed as the First Finance Secretary of Bangladesh and was assigned with the uphill task of rebuilding the shattered financial sector and implement the scheme for nationalization of the banking sector. He also worked as the Secretary, Ministry of Industries, Alternate Executive Director in the World Bank, Head of UNIDO/ World Bank Cooperative Program, Vienna and Country Director for UNIDO, India. Always a creative man, Mr. Islam is the founder Chairman of AB Bank Ltd., International Leasing and Financial Services, National Housing Finance & Investment and the Industrial and Infrastructure Development Finance Company (IIDFC) Limited. He also promoted Credit Rating Agency of Bangladesh (CRAB). Mr. Islam completed his B.Com from Dhaka University securing First Class First and Masters in Public Administration from Harvard University, USA. He is also a Fellow of the Institute of Chartered Accountants of Bangladesh. Mr. Islam is currently the Chairman of the Financial Institutions’ Promoters’ Association (FIPA) and Chairman of the Board of Trustees of the Bangladesh Institute of Governance and Management (formerly Civil Service College), Agargaon, Dhaka. He was honored with “Lifetime Achievement Award” by The DHL– Daily Star in July 2011.

Mr. Anis A. Khan
Vice Chairman, IIDFC Limited
Business Address:
Managing Director & CEO, Mutual Trust Bank Limited


Anis A. Khan (AAK), a Fellow of the Institute of Bankers, Bangladesh (IBB) is Group Managing Director & CEO of Mutual Trust Bank Limited (MTB) and its subsidiaries since April 2009. Prior to joining MTB, AAK headed IDLC Finance Limited (IDLC), the country’s largest financial institution (non-banking) for six years, as its CEO & Managing Director. A career banker, Anis earlier served for 21 years, in a multitude of roles, with the then Grindlays Bank p.l.c. and with its successor banks - ANZ Grindlays Bank and Standard Chartered Bank (SCB), both in Bangladesh and abroad. His last posting with SCB was in a regional role with the bank based in Dubai, UAE.

AAK has received on job exposure and training on nearly all aspects of banking, management and leadership practices in his 37 years banking career. He also has sound knowledge of merchant banking, stock brokerage services, leasing, factoring, legal and compliance, mergers and acquisitions, business process re-engineering and transformation and up-gradation of information technology platforms, acquired in Bangladesh, India, UAE, UK, Australia and South Africa.

He has attended an Executive Program in Corporate Governance and Strategic Management at the Haas Business School of the University of California, Berkeley in May 2014 and at INSEAD, Fontainebleau, France in October 2015. In June 2015, Anis presented a paper on “Financing the Transformation of the Bangladesh Garment Industry” at the School of South Asian Studies, University of Harvard, Cambridge, Massachusetts, USA in June 2015. On May 12, 2017, he presented another paper on ‘Achieving SDGs: Financial Inclusion, Bangladesh Perspective’ at the Bangladesh Development Conference held at the same university. Also, in May 2017, he attended a customized training programme at The London School of Economics and Political Science organized by LSE Custom Programmes.

Anis currently serves as:

  • Independent Director and Chairman of the Board Audit Committee and Nominations & Recruitment Committee of Berger Paints Bangladesh Limited (BPBL)
  • Director of Life Insurance Corporation (LIC) of Bangladesh Limited
  • Director of BD Ventures Limited, a venture capital company, and Chairman of its Executive Committee
  • Member of the Business Advisory Board of the School of Business, Independent University, Bangladesh (IUB)
  • Member of the Board of Governors of the Association of Bankers Bangladesh Limited (ABB). He was its Chairman for the two-year term 2016-2017.
  • Vice President of the Bangladesh Association of Publicly Listed Companies (BAPLC)
  • Member of the Committee of the Metropolitan Chamber of Commerce & Industries, Dhaka (MCCI) & Chairman of its Investment Sub-Committee
  • Life Member of the SAARC Chamber of Commerce and Industry (SAARC CCI)
  • Trustee Treasurer of the CSR Centre
  • A keen collector of Art, he serves as a Trustee of the Society for Promotion of Bangladesh Art (SPBA)

His hobbies and interests include photography, numismatics, youth development, reading, 4IR and AI.

Mr. Md. Obayed Ullah Al Masud
Director, IIDFC Limited
Business Address:
CEO & Managing Director, Sonali Bank Limited


Mr. Md. Obayed Ullah Al Masud joined Sonali Bank Limited as Chief Executive Officer and Managing Director on 24 August 2016. Prior to this appointment, he was the Managing Director of Karmasangsthan Bank and Deputy Managing Director of Agrani Bank Limited.

A prudent banker, Mr. Masud started his career as Senior Officer in 1983 in Agrani Bank. He graduated with honours in Management in 1982 from Dhaka University and did his MBA majoring in Finance from IBA, Dhaka University. He stood first in the IBB Banking Diploma Examination and was awarded the gold medal. He successfully participated in many training programmes at home and abroad. He travelled many countries including UK, Hong Kong, Singapore, Saudi Arabia, Turkey etc.

He earned laurels and appreciation from the higher authority for his extraordinary performances during his incumbency as Branch Manager, Divisional Head and Circle in-charge that include mobilization of quality deposits, appraisal, sanction, disbursement and monitoring of loans, recovery of classified loans, achieving foreign exchange related business targets as well as turning around the branches and circles from losses into profits.

Mr. Masud comes of a noble family in Nawabgonj, Dhaka. He was born on 10 December, 1960. He is blessed with two sons and one daughter.

Mr.   Masud   also   holds   the   following   ex   officio   positions   at   home   and abroad : Chairman, Bangladesh Foreign Exchange Dealers Association (BAFEDA), Primary Dealers Bangladesh Limited (PDBL), Vice-Chairman, Institute of Bankers, Bangladesh (IBB); Director, Sonali Exchange Co. Inc., New York, USA, Sonali Bank (UK) Limited London, UK, Investment Corporation of Bangladesh (ICB), Sonali Investment Limited (SIL), Sonali Polaris FT Limited (SPFTL), Central Depository Bangladesh Limited (CDBL) and Industrial and Infrastructure Development Finance Company Limited (IIDFC) and Member, Governing Board, Bangladesh Institute of Bank Management (BIBM).

Mr. Md. Abdus Salam Azad
Director, IIDFC Limited
Business Address:
CEO & Managing Director, Janata Bank Limited


Mr. Md. Abdus Salam Azad, a freedom fighter, joined as CEO & Managing Director of Janata Bank Limited on December 05, 2017. Prior to his joining as a CEO & Managing Director, he was Deputy Managing Director who also held the current charge of CEO & MD of this bank. He also served as Deputy Managing Director of Bangladesh Krishi Bank.

Mr. Azad, son of late Ansar Ali and late Shurja Banu Nesa, hails from Char Nabipur under Sirajganj District and was born on April 30, 1958. After completion of Master’s in English Language & Literature from the University of Rajshahi in 1981 (held in 1983), he began his banking career as Senior Officer in Janata Bank in 1983.

During his long 34 years’ journey in the banking industry, Mr. Azad held the managerial post for 26 years from the grass root level to executive level. His resplendent banking career covered all the arenas of banking activities. He is a well-reputed, progressive, dynamic and a visionary banker. Presently, he is the Chairman of Investment Corporation of Bangladesh (ICB) Audit Committee and Janata Exchange Company Srl (JEC), Italy. Besides, he is also the director of the Board of ICB, Padma Bank Limited, Janata Capital & Investment Limited (JCIL), Janata Exchange Company Inc (JEC), USA, Primary Dealers Bangladesh Limited (PDBL) and member of the Governing Board of Bangladesh Institute of Bank Management (BIBM), Institute of Bankers Bangladesh (IBB) and Executive Committee- SWIFT User Group of Bangladesh.

Mr. Azad is a Diplomaed Associate of the Institute of Bankers’ Bangladesh. He has undergone extensive training programmes at home and abroad and visited Italy, Kingdome of Saudi Arabia, United Arab Emirates, Singapore, Malaysia and Thailand.

He participated in our glorious Liberation War in 1971 as a valiant freedom fighter after successful completion of the training programme in India for that purpose.

Mr. Azad is married to Mrs. Khaleda Mustary who is a housewife. They are blessed with a daughter, Sal Sabil Sahmi and a son, Shakir Ayman Azad.

Mr. Selim R. F. Hussain
Director, IIDFC Limited
Business Address:
Managing Director & CEO, BRAC Bank Limited


Mr. Hussain is the Managing Director & CEO of BRAC Bank Limited, a leading private sector bank with a market capitalization of US$1 billion that focuses on SME financing. Mr. Hussain joined BRAC Bank in November 2015 and has led the bank to extraordinary financial performance in 2016 and 2017.  Mr. Hussain is a career banker and an immediate past CEO & Managing Director of IDLC Finance Limited who is widely recognized and highly acclaimed across the financial sector for being the architect of IDLC Finance’s meteoric rise over the six years he was there.

Mr. Hussain currently serves on the Board of the country’s largest mobile financial services company, bKash Limited, UK-based BRAC Saajan Exchange Limited, BRAC IT Services Limited, BRAC EPL Stock Brokerage Limited and BRAC EPL Investments Limited.

Mr. Hussain has an Honours degree in Accounting from Dhaka University and an MBA (Major in Finance) from the Institute of Business Administration, Dhaka University. He worked in various roles with two of the largest multi-national banks in Bangladesh, ANZ Grindlays Bank and Standard Chartered Bank, for 24 years, before moving to the IDLC Group in 2010. He has resided and worked in India and Australia for significant periods of his career and, prior to taking over the helm at IDLC Finance Limited, was the Head of Finance & Strategy for Standard Chartered Bank’s Consumer Banking Division in Mumbai, India. Mr. Hussain was also the CFO for Standard Chartered Bank, Bangladesh, from 2002 to 2007. Mr. Hussain was also a Director at the Credit Rating Agency of Bangladesh (CRAB) and the Vice Chairman of the Bangladesh Leasing & Finance Co. Association (BLFCA).

Mr. Choudhury Moshtaq Ahmed
Director, IIDFC Limited
Business Address:
Managing Director, National Bank Limited


Mr. Choudhury Moshtaq Ahmed is the Managing Director & CEO of National Bank Limited. Prior to his new assignment Mr. Ahmed was the Managing Director & CEO of the Farmers Bank Limited.

After completion of M Sc. degree from the University of Dhaka, he started his banking career in 1984 as the probationary officer with National Bank Limited. During 33 years of long career he served a number of reputed Banks in various important capacities including Deputy Managing Director of Mercantile Bank Limited. He has attended numerous professional workshops and seminars at home and abroad.

Mr. Ahmed is a member of Association of Bankers Bangladesh. He is actively associated with various social organizations.

Mr. Sheikh Mohammad Maroof
Director, IIDFC Limited
Business Address:
Additional Managing Director and Head of Wholesale Banking, The City Bank Limited


Sheikh Mohammad Maroof is the Additional Managing Director and Head of Wholesale Banking of City Bank Limited. He has an extensive experience of over 22 years in the Banking industry. He started his career with American Express Bank, Bangladesh, as a Management Trainee in 1995. He also worked as the Director and Head of Treasury and FMS in American Express Bank, Bangladesh. Prior to joining City Bank, He worked for Eastern Bank Limited as the Head of Treasury from 2005 to 2007. He is also a Director of City Brokerage Limited, City Bank Capital Resources Limited & Venture Investment Partners Bangladesh Ltd. (VIPB). Mohammad Maroof has a post graduate degree (Masters in Commerce) in Finance from University of Dhaka.

Mr. Wakar Hasan
Director, IIDFC Limited
Business Address:
Deputy Managing Director, ONE Bank Limited


Mr. Wakar Hasan, Deputy Managing Director of ONE Bank Ltd. joined the bank on May 02, 2013. Mr. Hasan is a career banker working in banking sector for last 37 years having in depth knowledge on Credit, Trade Finance, International Division and Operations.

Mr. Hasan has Masters Degree in Accounting from University of Dhaka and an MBA (Major in Finance) from the Institute of Business Administration (IBA), University of Dhaka. He worked in Agrani Bank for one year before moving to IFIC Bank Ltd. in 1984 having entrusted with various roles in Credit, Trade Finance, International Division and other operational area. He moved in to ONE Bank Ltd. as Head of Operations in May, 2013.

Mr. Hasan is married with one daughter and one son. Enjoys reading and travelling. He is keen cricket enthusiast, played Dhaka First Division cricket league during 1974 to 1979 period.

Mr. Md. Sazzad Hossain
Director, IIDFC Limited
Business Address:
Deputy Managing Director & Chief Credit Officer, Bank Asia Limited


Mr. Md. Sazzad Hossain having experience of more than three decades started his banking career way back in 1987 as a Probationary Officer in Pubali Bank, Bangladesh. He has been involved in various leadership roles through understanding of banking procedures along with comprehensive understanding of industry and regulatory laws and regulations. He has acquired expertise in corporate and commercial banking, marketing knowledge of foreign currency, developing processes that reduce the time taken in processing loan applications, profit & loss management, strategic planning, market risk, special assets, debt restructuring, securities and credit including management exploring almost every avenue of banking profession.

Mr. Sazzad comes from reverend Muslim family of Mymensingh and had his graduation with Honours and Post-Graduation degree in Finance and M.Com in Finance & Banking from the University of Dhaka. He has attended many training program here and abroad.

Prior to joining Bank Asia, he worked in Eastern Bank and NCC Bank in the capacity of Head of Branch. After joining Bank Asia, he was assigned as Senior Vice President & Head of Branch at Corporate Branch, Executive Vice President and Head of Branch at MCB, Dhilkusha and Scotia Branches. Before his elevation as Deputy Managing Director, he was Senior Executive Vice President and Head of Internal Control and Compliance Department in Bank Asia.

Presently, he is holding the position of Chief Credit Officer and Deputy Managing Director of Bank Asia Ltd. in Bangladesh.

Mr. Kazi Sanaul Hoq
Director, IIDFC Limited
Business Address:
Managing Director, ICB


Kazi Sanaul Hoq has joined as Managing Director of Investment Corporation of Bangladesh (ICB) on 10 August, 2017. He started his career as a Senior Officer in ICB on 25 October 1984 and served different position in the same organization. Before his joining he acted as Managing Director at Rajshah Krishi Unnayan Bank (RAKUB), During his service life he served different Banks and Financial Institutions. He served as Managing Director (Current Charge) and Deputy Managing Director at Agrani Bank Ltd. In addition to that Kazi Sanaul Hoq served as general manager at BDBL and RAKUB. He also served as CEO at ICB Securities Trading Company Ltd. He completed his B. Com (Hon’s) and M. Com degree in Accounting from The University of Dhaka.

He has been contributing  his professional expertise as the Chairman of  ICB Capital Management Ltd. Apart from that he is now serving  as the Director of British American Tobacco Bangladesh Company Limited (BATBC), Linde Bangladesh Limited, GlaxoSmithKline Bangladesh Ltd. (GSK), Renata Limited, Bangladesh Krishi Gobeshona Endowment Trust (BKGET), Credit Rating Information and Services Ltd. (CRISL), Standard Bank Limited, Standard Bank Securities Limited, SBL Capital Management Limited, National Tea Company Limited (NTC), Apex Tannery Limited, Apex Footwear Limited, Central Depository Bangladesh Ltd. (CDBL), United Power Generation and Distribution Company Limited (UPGDCL), The Aramit Limited, The Aramit Thai Aluminum Limited, Advanced Chemical Industries Limited (ACI), Industrial and Infrastructure Development Finance Company Limited (IIDFC), Bangladesh Institute of Capital Market (BICM), The Acme Laboratories Limited, The Peninsula Chittagong Limited, Ratanpur Steel Re-rolling Mills Limited (RSRM) and Heidelbarg Cement Bangladesh Limited.

Mr. Kamal Uddin Ahammed
Director, IIDFC Limited
Business Address:
Sponsor, Eastland Insurance Company Limited


Mr. Kamal Uddin Ahmed, a professional businessman from Chittagong has been serving the private sector economy in Bangladesh for last three and half decades.  

The former First Vice President of Bangladesh Chamber of Commerce & Industry (FBCCI) - Mr. Ahmed was one of the key entrepreneurs and former Chairman of the Social Islami Bank Limited, a joint venture Islami Bank (and current Director). He is the Chairman of ‘Alif Group of Companies’, a well-reputed business conglomerate of the country, which has business interests in bulk commodities, properties & real estates, insurance, agro processing and services. He is also the Director of Holy Crescent Hospital (Pvt.) Ltd.  

Mr. Ahmed was the President of Chittagong Chamber of Commerce & Industry (CCCI) and Chittagong Stock Exchange Limited (CSE) and also served in International Chamber of Commerce (ICC), Bangladesh as a Director. In 1998-99 and 1999-2000, Bangladesh government nominated him ‘Commercially Important Person’ (CIP). He was the key organizer to form Chittagong Port Users’ Forum and led the same as Convener. He also possesses strong voice to privatize Chittagong Port and member of the citizens group to monitor the development of the City as well.   

Mr. Ahmed played the leading role among the Bangladesh delegations twice in the annual conference of Islamic Chamber in Iran and Malaysia two times held in Putrajaya. He also took part with government delegations to many countries. As a business leader of FBCCI & CCCI he also led numerous business delegations to overseas. Mr. Ahmed visited number of countries including United States, United Kingdom, Australia, Switzerland, Belgium, France, Germany, Korea, India, Pakistan, United Arab Emirates, Iran, Saudi Arabia, Italy, China, Singapore, Indonesia, Hong Kong and Japan, Malaysia, Turkey and Brunei Darussalam.

Mr. Ahmed is the member of many international charities & organizations and as part of social commitment, involved with many local social & cultural organizations such as Lions Club, Diabetic Hospital and also School for the Shelter less Children for their education.

Mr. Syed M. Altaf Hussain
Director, IIDFC Limited
Business Address:
Chairman, Pragati Insurance Limited


Syed M. Altaf Hussain is the present Chairman of Pragati Insurance Ltd. He is one of the promoters and a sponsor Director of the company. He was elected Chairman of Pragati Insurance Ltd. in December, 2015 and continuing this position. He represents Pragati Insurance Ltd. in the Bangladesh Insurance Association as its member. He has got a long and distinguished career in the fields of food grains, crop nutrition, business development, high-rise building development, technology, business operations and financial institutions with over 36 years of experience. He is a sponsor director and notably the founding Chairman of Pragati Life Insurance Ltd. As Chairman and CEO of WW Grains Corp. representing Cargill Inc., USA, he pioneered large-scale trading of food grains and fertilizer commodities over three decades. Through his work, he has spent considerable time traveling internationally and had the opportunity to attain an Engineering degree from the University of Texas as well as successfully completed Grain Marketing & Agroceutical courses from North Dakota State University and Harvard Business School. Additionally, he holds the Chairman title in the following businesses: Sonic Allied Industries Ltd., WW Properties Ltd. and the editorial board of ‘The Daily Janata’. He is also Co-Chairman of Jamuna Resort Ltd. and was former Chief Advisor of ATDP-II projects funded by the USAID. Several social, governmental and educational Institutions at home and abroad have acknowledged his agro-based expertise.

Mr. Jamal Mohammed Abu Naser
Director, IIDFC Limited
Business Address:
CEO, National Life Insurance Company Limited


Mr. Jamal M. A. Naser, Chief Executive Officer of National Life Insurance Company Ltd. is a renowned personality in the life insurance sector. He started his career in the life insurance sector in 1986 and worked with different Insurance Companies in various important positions. In January 2011, Mr. Naser joined National Life Insurance Company Ltd. as the Additional Managing Director and in the middle of the year he took over the current charges of Managing Director and from January 2012 he became full fledged Managing Director of National Life Insurance Company Ltd. An expert System Analyst in Computer, Mr. Naser also worked as an Actuarial Associate with many Actuaries for a long time. He is also a Visiting Trainer of Bangladesh Insurance Academy and Bangladesh Insurance Association. He obtained higher trainings both at home and abroad. Mr. Naser completed his Masters degree in Statistics from the University of Dhaka in 1982 and GCE Computing from UK in the year 1992. 

Mr. Md. Golam Sarwar Bhuiyan
Managing Director, IIDFC Limited
Business Address:
Director (Ex Officio)


Mr. Md. Golam Sarwar Bhuiyan joined IIDFC Limited as Managing Director on April 01, 2018. Prior to joining IIDFC, he had been working as Deputy Managing Director and Managing Director (CC) of National Finance Limited. He was CEO of AIBL Capital Management Limited and Managing Director of BMSL Investment Limited.

Mr. Bhuiyan is an MBA from Institute of Business Administration (IBA), University of Dhaka. Earlier, he completed graduation in International Relations from the same University. He has 31 years’ of experience in NBFI and investment banking industries. He started his career in Micro Industries Development Assistance and Services (MIDAS) and worked there as General Manager and Head of Consultancy, Research & Training Department. He is an International Certified Trainer in the  field of Entrepreneurship Development and Small Business Management. He also worked for MIDAS Financing Ltd. as Sr. General Manager (Credit & Investment) and for GSP Finance Co. Bangladesh Ltd. as Chief Operating Officer (COO).

Mr. Bhuiyan has long experience and expertise in the fields of SME development, corporate financing, credit administration and special asset management, merchant banking, portfolio management, sub-sector analysis, business consultancy and training. He is a Life Member of Dhaka University Alumni Association, IBA Alumni Association, MBA Club Ltd. He is also associated with many educational institutions and social organizations.

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